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As your union, we’re able to use our collective purchasing power to provide you and your family with access to reliable and affordable coverage for prescription drugs, dental, vision, extended health practitioners, travel, & accident insurance.

 

2024-2025 benefit year

Inactive Period: At the start of your benefit term in September, there will be an inactive period while we finalize enrollment details. This includes processing all opt-in and opt-out applications and receiving a final enrolment list from Lakehead University. It takes approximately 8 weeks from September 1 to complete this process.

Once enrollment is complete and the inactive period ends, you can log in or register for GSC Everywhere and submit any eligible outstanding claims made after September 1st, 2024.

Your Coverage
Starts Here

Undergraduate students fully registered in at least 3.75 FCEs for the fall and winter terms by Monday, September 16, 2024, will be automatically billed the LUSU health and dental plan fee in their tuition.

Please check your LU student account to confirm you have been billed for the Health & Dental Plan!

  1. MyInfo > Student > My Financial Profile > My Statement of Account > Current Year
  2. Look for “LUSU Medical Insurance”, $418.00

Once you’re PLAN IS activated visit THE GREEnshield website to register

Click on “Register your account”

Follow the steps and answer a few questions

your GreenShield ID = “LSU” + “Your Student Number” + “-00”

( for Example LSU12345678-00 )

 

Visit GreenShield Website

 

Once you’ve registered, you can use the same username and password you created to log into the GSC everywhere app.

The GSC Everywhere app

With the GSC Everywhere website and app you’ll be able to:

  • View and print your digital card
  • Submit your claims online
  • View your claims history
  • Check coverage for claim eligibility before you visit a health care provider
  • View your benefit booklet
  • And much more!

Get The App!

Download from the App Store

Get it on Google Play

student
LUSU Health &
Dental Plan FAQ
WHAT IS THE COVERAGE PERIOD?

Fall/Winter registered students: September 1, 2024 to August 31, 2025

Winter registered students: January 1, 2025 to August 31, 2025

WHAT’S COVERED? 

View and download the 2023-2024 benefits booklet here

View and download the 2024-2025 benefits booklet here
(The 2024-2025 benefits booklet will be available on August 12, 2024)

WHO IS AUTOMATICALLY COVERED? 

Undergraduate students fully registered in at least 3.75 FCE for fall and winter by the Final Date to Register (Add) in September (Monday, September 16, 2024) should be automatically billed the LUSU health & dental plan fee in their tuition.

Please check your student account to confirm you have been billed for the plan!

  1. MyInfo > Student > My Financial Profile > My Statement of Account > Current Year
  2. Look for “LUSU Medical Insurance”, $418.00

If you have any questions, need help to verify if you have been billed or not, please contact healthbenefits@lusu.ca during the opt-in/out period for assistance. Please contact us before September 30 to ensure that we can assist you. We will not be able to do so if the deadline has passed.

WHO IS NOT AUTOMATICALLY COVERED?

Not all students at Lakehead are eligible to be billed for the LUSU health & dental plan in their tuition. Students who are not eligible to be automatically billed for the plan must opt-in during the opt-in period to receive coverage:

  • Undergraduate students enrolled in less than 3.75 FCE by the Final Date to Register (Add) in September. 

This includes students who are registered through SAS! If you are not registered in at least 3.75 FCE, you are not eligible to be billed for the plan in your tuition. More information is here, under the “STUDENTS WITH DISABILITIES” section.

  • Undergraduate students not fully registered for FALL and WINTER by the Final Date to Register (Add) in September
  • Graduate/Masters students in any term are not eligible to be billed for the LUSU health & dental plan fee in their tuition and will need to opt-in to be enrolled in the plan.
  • New Winter Term undergraduate students
  • Some Co-op students who aren’t automatically assessed the Plan fee
  • Some Sponsored Indigenous (First Nations, Métis, Inuit) students

If you have any questions, need help verifying if you have been billed or not, have any issues, or need help with the opt-in process, please contact healthbenefits@lusu.ca during the opt-in period for assistance. 

Please contact us before the opt-in deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed.

WHO IS NOT AUTOMATICALLY COVERED - STUDENTS WITH DISABILITIES 

Undergraduate students with permanent, documented disabilities, who are considered full time but require a reduced course load as a learning accommodation, are exempted from paying tuition fees on a full time flat fee basis.

If you are not registered in at least 3.75 FCE, you are not eligible to be billed for the plan in your tuition.

More information is here, under the “STUDENTS WITH DISABILITIES” section.

If you need help to verify if you have been billed or not, please contact healthbenefits@lusu.ca during the opt-in period for assistance. 

Please contact us before the opt-in deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed

HOW DO I OPT-IN?

Opt-in applications will be available online at lusu.ca/services-and-support/health-dental-plan during the opt-in period for your term start date:

The Fall opt-in period is open September 1 until September 30.
The Winter opt-in period is open January 1 until January 31.

There are no extensions to the opt-in deadline! Even if you experience an emergency and need to opt-in after the deadline, you will not be eligible to enrol into the plan.

Complete the online opt-in application and submit payment ($418.00 for single coverage).

Approved applications will be processed approximately 14 business days after the opt-in period closes. Once you are activated on the plan, you will receive an activation email that will include information and instructions on using your plan and how to make claims.

If you have any questions, need help to verify if you have been billed or not, have any issues, or need help with the opt-in process, please contact healthbenefits@lusu.ca during the opt-in period for assistance. 

Please contact us before the opt-in deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed.

CAN I ADD MY CHILD(REN) AND/OR SPOUSE? 

Students who are opting in, or already enrolled in the plan may choose to opt-in their dependents for an additional fee. Dependent opt-ins must be completed during the opt-in period for your term start date.

Approved applications will be processed approximately 14 business days after the opt-in period closes. Once you are activated on the plan, you will receive an activation email that will include information and instructions on using your plan and how to make claims.

There are no extensions to the opt-in deadline! Even if you experience an emergency and need to opt-in after the deadline, you will not be eligible to enrol into the plan.

HOW DO I CONFIRM I HAVE BEEN BILLED FOR THE LUSU HEALTH & DENTAL PLAN IN MY TUITION?

It is the student’s responsibility to confirm they have been billed for the LUSU health & dental plan by checking their account statement for the current year:

  • MyInfo > Student > My Financial Profile > My Account Details > View Activity > Current Term
  • Look for “LUSU Medical Insurance” ($418.00)

If you have any questions, need help to verify if you have been billed or not, please contact healthbenefits@lusu.ca during the opt-in/out period for assistance. 

Please contact us before September 30 to ensure that we can assist you. We will not be able to do so if the deadline has passed.

WHEN IS THE FALL OPT-IN PERIOD?

Opt-in applications will be available online at lusu.ca/services-and-support/health-dental-plan during the opt-in period for your term start date. The Winter opt-in period is open January 1 until January 31.

The Winter opt-in period is only open to new students who are starting classes in the Winter Term. 

There are no extensions to the opt-in deadline! Even if you experience an emergency and need to opt-in after the deadline, you will not be eligible to enrol into the plan.

Complete the online opt-in application and submit your payment ($418.00 for single coverage).

Approved applications will be processed approximately 14 business days after the opt-in period closes. Once you are activated on the plan, you will receive an activation email that will include information and instructions on using your plan and how to make claims.

If you have any questions, have any issues, or need help with the opt-in process, please contact healthbenefits@lusu.ca during the opt-in period for assistance. 

Please contact us before the opt-in deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed.

IS THERE A SPRING OR SUMMER OPT-IN PERIOD?

There is no opt-in period for students starting classes in the Spring and/or Summer terms. 

WHEN IS THE WINTER OPT-IN PERIOD?

Opt-in applications will be available online at lusu.ca/healthplan during the opt-in period for your term start date. The Winter opt-in period is open from January 1 until January 30.

There are no extensions to the opt-in deadline! Even if you experience an emergency and need to opt-in after the deadline, you will not be eligible to enrol into the plan.

Complete the online opt-in application and submit your payment ($418.00 for single coverage).

Approved applications will be processed approximately 14 business days after the opt-in period closes. Once you are activated on the plan, you will receive an activation email that will include information and instructions on using your plan and how to make claims.

If you have any questions, need help to verify if you have been billed or not, have any issues, or need help with the opt-in process, please contact healthbenefits@lusu.ca during the opt-in period for assistance. 

Please contact us before the opt-in deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed.

CAN I OPT-OUT IF I HAVE EXISTING COVERAGE?

Students on the plan who have comparable health & dental coverage may choose to coordinate benefits. This allows you to use your LUSU health & dental plan with any other health coverage that you may have. If you do not wish to coordinate benefits, you may apply to opt-out of the plan.

There are no extensions to the opt-out deadline! Opt-out applications must be submitted annually during the opt-out period (September 1 – 30). The online application will be available at lusu.ca/health plan starting September 1 and will also be emailed to your @lakeheadu.ca address.

Before applying to opt-out, you must read thLUSU health & dental plan opt-out policy. This policy includes important information and deadlines.

If you have any questions, have any issues, or need help with the opt-out process, please contact healthbenefits@lusu.ca during the opt-out period for assistance. Please contact us before the opt-out deadline to ensure that we can assist you. We will not be able to do so if the deadline has passed.

FEE REMOVAL REQUESTS

Students who withdraw or drop below 3.75 FCE after the Final Date to Register (Add) in September do not qualify for a fee removal.

In accordance with Lakehead Fees and Refund Policies, no refund of Compulsory Student Fees will be given after the final date to register in the term.

Students who meet opt-out eligibility requirements must opt-out during the opt-out period.

Students who withdraw or drop below 3.75 FCE before the Final Date to Register (Add) in September must email the Health Plan Officer at healthbenefits@lusu.ca during the opt-out period, no later than September 30th, to request a fee removal.

Please note that the LUSU health & dental plan fee is in accordance with the Lakehead University Fees Policy. Students who do not qualify to opt-out, or have the fee removed are automatically enrolled into the LUSU health & dental plan.

USING YOUR COVERAGE

Your new GreenShield ID

  • Your unique GreenShield ID is all you need to submit claims for eligible expenses under your benefit plan
  • Your GreenShield ID will be LSU + Your Student Number-00
    Example: LSU12345678-00
  • Your GreenShield ID will be activated as soon as your enrolment has been confirmed with Lakehead
  • Remember to give your new GreenShield ID number to all your health care providers

Submitting claims

  • Claims submitted by a health provider: Pharmacists and many other health care providers (such as dentists, chiropractors and physiotherapists) can submit claims directly to GreenShield on your behalf. Just ask them.
  • Online and mobile claims: You can submit your own claims online at GSC everywhere, accessible at gsceverywhere.ca, or on our GSC everywhere mobile app.
  • Claims by mail: Simply mail your original receipts and claim form to GreenShield for reimbursement. Forms can be found online at gsceverywhere.ca

 

Download the GSC everywhere mobile app 

  • Once you’re activated on the plan, visit gsceverywhere.ca with your new GreenShield ID Your GreenShield ID will be LSU + Your Student Number-00
    Example: LSU12345678-00
  • Click on “Register your account”
  • Follow the steps and answer a few questions

Once you register, you can use the same username and password you created to log into the GSC everywhere app.

 

With the GSC Everywhere website and app you’ll be able to:

  • View and print your digital card
  • Submit your claims online
  • View your claims history
  • Check coverage for claim eligibility before you visit a health care provider
  • View your benefit booklet
  • And much more!

Get the app!

Download from the App Store

Get it on Google Play